NOTICE

CENTURY BANK HAS ELECTED TO PARTICIPATE IN THE TRANSACTION ACCOUNT GUARANTEE PROGRAM. EFFECTIVE OCTOBER 14, 2008 UNTIL DECEMBER 31, 2010, FUNDS IN A NON INTEREST-BEARING TRANSACTION ACCOUNT WILL BE FULLY INSURED BY THE FDIC. ALSO INCLUDED ARE LOW-INTEREST NOW ACCOUNTS (NOW ACCOUNTS CANNOT EARN MORE THAN 0.25% INTEREST) AND IOLTA ACCOUNTS.

INTEREST-BEARING TRANSACTION ACCOUNTS AND CDs WILL BE INSURED UP TO $250,000.00 PER DEPOSITOR.

 IRAs REMAIN INSURED UP TO $250,000.00 PER DEPOSITOR.